From your first account to your last mortgage payment, we're with you at every step with the right products, the best rates, and unmatched support.
Deposit Accounts
Competitive rates, no hidden fees, and all the tools you need to manage your money with confidence.
Our most popular account. Everything you need for day-to-day banking with zero fees.
Earn up to 10× the national average with no minimum balance and no fees.
Higher rates with the flexibility to write checks and make withdrawals.
Certificates of Deposit
Grow your money safely with a fixed rate guaranteed for the full term.
Short-term stability for funds you may need soon.
Our most popular CD — excellent rate with a manageable term.
Long-term wealth building with a guaranteed rate for five years.
Digital Banking
Our award-winning app puts your entire financial life in your pocket.
Snap a photo of your check and deposit funds in seconds — no branch visit needed.
Get instant push notifications for every transaction, balance change, and security event.
AI-powered categorization and monthly spending reports to help you budget smarter.
Send money to friends and family in minutes — directly from your FargosCapital account.
Freeze/unfreeze your card, set spending limits, and manage subscriptions instantly in-app.
Seamless experience on iOS, Android, and any web browser. Your data syncs instantly.
Account Protection
We employ multiple layers of security so you never have to worry about the safety of your funds.